PacBay Pricing Calculator

Master-schema pricing with dynamic Documentation, FICO, DSCR, Loan Amount, LLPA, PPP, Jumbo lock terms, and Max Price

Scenario

Base Pricing
Product & Pricing
Core Scenario
Price Adjustments
Purpose, Documentation, FICO, DSCR Ratio, DTI, Loan Amount, and LTV are core scenario inputs. Loan Amount is matched automatically to the applicable LLPA range. Remaining LLPA categories are generated from UI_Category / UI_Group / UI_Condition / Selection_Type / Selection_Key in the Master CSV. Single selections use radio buttons; cumulative selections use checkboxes. The loader accepts the current Master_Pricing_LLPA CSV schema and normalizes whitespace in browser-side matching.

Pricing Result

Ready
Base Price
Total LLPA
Raw Final
Max Price
Applied Final Price
LLPA Breakdown
RuleSelectionAdjustment
Max Price is treated as the lowest permitted final price (maximum lender credit), so the applied final price is max(Raw Final, Max Price).