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We are an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program; or because you have exercised your rights under the Consumer Credit Protection Act. Program rates and parameters are subject to change without notice, and may differ by geographic location. Turn times are estimates and not warranted or guaranteed. Restrictions may apply. This material is intended for use by industry professionals only, and not for distribution to consumers. This is neither a solicitation of an offer nor a commitment to lend. © 2026 Bay-Valley Mortgage Group, Inc. DBA Pacific Bay Lending Group and Valley View Home Loans. All Rights Reserved. NMLS # 192103. NMLS CONSUMER ACCESS. Licensed by the California Department of Real Estate and the California Department of Business Oversight. “Loans made or arranged pursuant to a California Financing Law license.”

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For licensing information, go to: www.nmlsconsumeraccess.org
Corporate Headquarters: 15030 La Mirada Blvd., La Mirada, CA 90638

[Toll Free: 855-550-8500]