Programs

Alt Doc

Min. FICO 680

Up To 75% CLTV

Up To 43% DTI

Max $4,000,000

Flexible alt-doc financing for qualified borrowers using WVOE, P&L, personal bank statements, or business bank statements.

3 Month Personal Bank Statement

6 Month Business Bank Statement

YTD P&L or WVOE

FICO per AUS

Up To 97% CLTV

Qualify homebuyers seeking properties exceeding the standard limits

Loan amounts up to $1,249,125 per county

DTI as per AUS

All occupancy types

FICO per AUS

Up To 97% CLTV

Excellent program with flexibility such as rate buydowns and cancellable mortgage insurance

Loan amounts up to $832,750

DTI as per AUS

Minimum downpayment 3%

Min. FICO 680

Up To 80% CLTV

Up To 50% DTI

Max $1,500,000

Flexible program for both self-employed and salaried borrowers, with income verified through YTD P&L or WVOE

YTD P&L

WVOE

Min. FICO 720

Up To 80% CLTV

Up To 43% DTI

Max $3,000,000

Excellent program with flexibility such as rate buydowns and cancellable mortgage insurance

Min. FICO 660

Up To 80% CLTV

Up To 50% DTI

Max $3,000,000

Streamlined program offering flexible options with income verified through written verification of employment (WVOE)

Primary and 2nd Home Only

WVOE