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714-367-5125
[Toll Free: 855-550-8500]
info@pacbaylending.com
15030 La Mirada Blvd, La Mirada, CA 90638
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About Us
Non-QM Pricing
Access Pipeline
Non-QM Lock Request
Our platform was built to support the hiring needs of any team, from startup to large enterprise.
Lock Reuqest Form (Non-QM)
Email
Loan Number
Loan Purpose
- Select -
Purchase
Rate and Term Refinance
Cash-Out Refinance
Property Type
- Select -
SFR
2 Unit
3 Unit
4 Unit
Detached Condo
Attached Condo
Condotel
PUD
Manufactured Housing
Loan Program Code (missing options)
- Select -
Cash-Out Refinance
Loan Term (missing options)
- Select -
Cash-Out Refinance
Lock Days
- Select -
15 Days
30 Days
45 Days
Doc Type
- Select -
Full Docs
1 Year Tax Return
12 Months Business Bank Statement
12 Months Personal Bank Statement
24 Months Business Bank Statement
24 Months Personal Bank Statement
12 Months P&L (Lite Doc)
24 Months P&L (Lite Doc)
Asset Utilization / Depletion
DSCR
Alt Doc (PBSV)
True Stated (PBTS)
ITIN
Prepayment Penalty (If required)
- Select -
5 Year PPP
4 Year PPP
3 Year PPP
2 Year PPP
1 Year PPP
Impounds
- Select -
Tax and Insurance
Tax Only
Insurance Only
No Impounds
Credit Grade
- Select -
No Credit Event
Seasoned Credit Event
Recent Credit Event
Message to Lock Desk
Your Name
Loan Type
- Select -
Non-QM
HELOC
Closed-End-Second
DPA
Purchase Price
Property Value
Occupancy
- Select -
Primary
Second Home
Investment
Base Loan Amount
LTV
Note Rate
FICO
AUS Findings
- Select -
DU - Approve / Eligible
LP - Accept
Non QM - Accept / Ineligible due to max loan amount
Manual / Streamline - Not required
Lender Credit (Enter 0.00 if not applied)
Origination Charged (Enter 0.00 if not applied)
Submit Form